The conforming loan limit explained: where the line is and what crossing it means
FHFA and agency sources
The line, briefly
Above the Line relies on FHFA's published conforming loan limits and agency and CFPB background pages.
Last reviewed against the primary sources listed below.
Checking dates
Limits change every year; we compare our pages with FHFA's table and show the date reviewed.
FHFA and agency sources
- FHFA: Conforming loan limit values
- FHFA: About FHFA
- Fannie Mae: About us
- Freddie Mac: About us
- Fannie Mae Selling Guide B2-1.1-01: Occupancy types
- CFPB: What is a Loan Estimate?
- CFPB: What is a home equity line of credit (HELOC)?
- CFPB: Home equity loans, cash-out refinances and other options similar to a HELOC