Above the Line glossary
Key terms
The line, briefly
These terms come up when checking where jumbo loans begin, each with a primary source.
Last reviewed against the primary sources listed below.
- Conforming loan
- A loan within FHFA's limit that Fannie Mae or Freddie Mac can buy. Source: FHFA: Conforming loan limit values
- Jumbo loan
- A loan above the conforming limit for its county. Source: FHFA: Conforming loan limit values
- High-balance loan
- A conforming loan in a high-cost county above the baseline limit. Source: FHFA: Conforming loan limit values
- FHA loan limit
- HUD's maximum FHA-insured loan amount for a county. Source: HUD: FHA mortgage limits lookup