Tool
Line checker
The line, briefly
Look up your county's limit for the right unit count on FHFA's table, then enter it with the loan amount you plan to borrow. The checker shows how far above or below the line you are. Add the baseline limit to tell high-balance from standard conforming. Nothing is preselected or stored.
Last reviewed against the primary sources listed below.
Above the Line · https://jumboloan.loan/line-checker.html · General education only; nothing you entered was stored.
How to read your result
The result shows whether the loan amount you entered is under, at or above the limit you entered, and by how much.
- Under: conforming.
- Above: jumbo or high-balance territory.
- Distance: how far from the line.
What to do next
Confirm your county's limit on FHFA's table before you set a down payment plan.
Where the numbers come from
You supply both numbers. We do not store or publish limits, so always use FHFA's current table.
Questions about the line
Why do I have to enter the limit?
Limits change each year and by county, so the official table is the right source.