Above the Line checklist
Questions to ask a lender
The line, briefly
Ask the lender to confirm the limit that applies to you and what changes if you cross it.
Last reviewed against the primary sources listed below.
The limit
- What is the conforming limit for this county and unit count?
- Is this a high-balance area?
Crossing it
- What changes in requirements if my loan is above the limit?
- Would a second loan keep my first loan conforming?
Pricing
- How do the options compare in total cost?
How to use the answers
Enter the loan amount into the line checker to see where it falls.